Master finance. Build wealth. Start free.

BYFIQ is the only business finance platform that combines strategy and financial intelligence in 100+ free, on-demand lessons taught by a CFO. Start learning at no cost — and go deeper with certification or advanced programs when you're ready.

Take our 2-minute quiz to see your financial IQ score and learn what to focus on next.

TEST YOUR FINANCIAL IQ

What do you really want?

I WANT TO...

Learn for Free.

For students, professionals, and lifelong learners who want to build confidence with numbers, prove their skills, and take a step toward financial mastery.

START FREE LESSONS

Get Mentored.

For driven learners who want more than just knowledge, direct mentorship, real-world application, and a community that moves you forward.

JOIN THE COMMUNITY

Win with finance.

Designed for CEOs, founders, and business leaders running companies who want to master financial strategy, improve performance, and increase company value.

JOIN THE ACCELERATOR

Our mission is to empower 10 million people to master business finance.

We believe financial intelligence is the key to freedom, confidence, and growth. That’s why we’re making world-class financial education accessible to anyone — so you can earn more, lead with clarity, and build something that lasts.

Over 1,000,000 globally are accessing Boosting Your Financial IQ

Understand the Numbers.

Fix the Cash.

Lead Strategically.

Hi, I'm Steve Coughran.

During the day, I help companies fix their cash flow and scale profitably at Coltivar. But here at BYFIQ, I teach the finance skills most business owners were never taught, the kind that actually move the needle.

After years of working with entrepreneurs and CEOs, I’ve seen it again and again: the biggest reason businesses fail isn’t a lack of effort or bad ideas, it’s cash flow problems. And behind those problems? A lack of financial clarity.

I’m sure you're not here to learn about me, but if you're interested, you can read the full story here.

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